Features

Everything you need to maximize deductions

Built for freelancers, consultants, and small business owners who want to stay ahead year-round — not just at tax time.

AI Transaction Classification

Core

Every expense is analyzed against current IRS rules (IRC § 162, § 179, § 274, and more) with confidence scores and rule citations attached to each decision.

AI Receipt Scanning

Pro

Photograph a receipt and AI Vision automatically extracts the merchant, amount, date, and category — no manual entry required.

Quarterly Tax Estimates

Pro

Know exactly what you owe before each quarterly deadline — federal and state broken out separately so you never get caught short.

Mileage Tracking

Pro

Log every business trip at the current IRS rate ($0.67/mile) with automatic deduction calculation. Never lose track of a single mile.

CPA-Ready PDF Reports

All plans

Export a professional, categorized report your accountant will love — every line cited, every deduction explained, formatted for seamless handoff.

State-Aware Calculations

All plans

Federal plus your exact state rate for every savings estimate — covering all 50 states with state-specific depreciation and deduction rules applied.

CSV Bulk Upload

Pro

Upload a CSV export from any bank or credit card — Chase, Bank of America, Wells Fargo, Amex, and more. Bulk-classify hundreds of transactions in seconds.

AI Tax Coach

Pro

Ask any tax question and get a clear, cited answer in seconds — year-round. Understand deductions, S-Corp strategies, retirement options, and more.

Deduction Summaries

All plans

A clear monthly summary of every deduction found, categorized by IRS code, so you always know where your savings are coming from.

CPA Collaboration Mode

Business

Invite your accountant directly into your Zentro account. They get read-only access to everything they need — no more emailed spreadsheets.

Audit Protection Package

Business

Every deduction is backed by IRS rule citations and supporting documentation. If you're ever audited, you'll have everything you need.

Partner Linked Accounts

Business

Link a spouse or business partner account so all income and expenses flow into a single unified view for accurate combined tax analysis.

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